Appraisal services for Fort Wayne and Allen County homeowners

Here are the top 7 reasons why IN homeowners need Summers & Associates LLC:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. Challenge property tax assessments
  3. Remove PMI to cut your mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a IN divorce, where property needs to be divided
  7. To determine the true market value of property in question to settle an estate in Allen County or the state of IN

Need help determining the price of your house in or near Fort Wayne, IN?
Contact Summers & Associates LLC.

We at Summers & Associates LLC understand the special needs of a consumer looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Summers & Associates LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your property's price, and not just you saying how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value assessment than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. Summers & Associates LLC is experts in helping customers just like you get rid of unneeded and unwanted PMI insurance.

Challenge property tax assessments

Lets say you live in a region that's going down -- your local tax assessor may have your house overvalued. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. Getting an appraisal from Summers & Associates LLC is your strongest weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can this be disadvantageous from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Summers & Associates LLC can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for efficiency? We can go out and check the subject and comps in question in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your property.